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Need an appraisal for an FHA-backed mortgage? Call GKS Appraisal Services

GKS Appraisal Services is PA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured mortgage, be sure to hire GKS Appraisal Services, as we are approved and qualified to handle FHA reports. A portion of the regular training our staff at GKS Appraisal Services receives deals exclusively with decoding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is underwritten by them. The lender provides all the money in the loan; the FHA simply backs the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are created to aid low-to-moderate income homebuyers help meet credit requirements if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser income or less starting funds to put down on a loan are assisted the most from FHA loan programs.