![]() Need an appraisal for an FHA-backed mortgage? Call GKS Appraisal ServicesRest assured that GKS Appraisal Services is an FHA-certified appraisal provider in PA. This means that we are qualified and approved by the FHA to do reports for property loans insured by them. A certain amount of the periodic training our staff at GKS Appraisal Services receives deals strictly with comprehending the FHA's documentation and their rules and procedures. If you need an report for an FHA loan, please contact us, and we'll be able to help you right away. If your home loan is FHA approved, that means that the loan has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The lender provides all the finances; the FHA simply insures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan. Accessible to all homebuyers, FHA loan programs are made to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are exceedingly helpful to consumers with less starting income. |